Life Choices
My wife and I came from traditional working class backgrounds and single income families. We are now considered middle class as we live in our own home, we own a newish car and enjoy a comfortable lifestyle because we have worked hard and saved for the future.

Our home, car and assets are insured and we have managed our finances carefully in order to access such benefits as private health insurance. In the current economic climate we are regarded as “haves” but we seem despised by some elements of the community who consider themselves the “have nots”
American pollster John Zogby sees a growing number of the community falling into the “have not” category. He calls them the “Dreamless Dead” being those who no longer believe in the existence of hard work to achieve success in life.
Continue reading "Financial responsbility can reward when disaster strikes" »
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