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        <title>Josh Fear | Author bios | The Punch</title>
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        <description>Josh Fear is Deputy Director of The Australia Institute, a Canberra&#45;based think tank, http://www.tai.org.au.</description>
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        <pubDate>Sat, 26 May 2012 20:00:40 +0000</pubDate>
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        <category>Politics, opinion, world news, sports news, latest news, views, Barack Obama, Kevin Rudd, Julia Gillard, Nathan Rees, Malcolm Turnbull, Peter Garrett, Barnaby Joyce, Australian, federal politics, opinion polls, election, The Punch, thepunch, punch</category>
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            <title>Go home. Get outa here. Spend some family time</title>
            <link>http://www.thepunch.com.au/articles/go-home.-get-outa-here.-spend-some-family-time/</link>
            <description>Today is national Go Home On Time Day.



In a classic Looney Tunes cartoon of the 1950s, Ralph E. Wolf and Sam Sheepdog would clock on at the same time every day at the sheep meadow. When their shift ended, Ralph would stop trying to abduct Sam&#8217;s precious sheep and they would both clock off again. Their work done for the day, Ralph and Sam would exchange pleasant chit chat and trot home.

If this kind of thing seems quaint today, perhaps it is because the boundaries between work and life are increasingly blurred. Many of us don&#8217;t only do our jobs, we are our jobs &#8211; regardless of what time it is or where we happen to be.</description>
            <author>feedback@thepunch.com.au (Josh Fear)</author>
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            <comments>http://www.thepunch.com.au/articles/go-home.-get-outa-here.-spend-some-family-time/#comments</comments>
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            <pubDate>Tue, 29 Nov 2011 19:35:03 +0000</pubDate>
            <source url="http://www.thepunch.com.au/rss/author-bios/josh-fear/">Josh Fear | Author bios | The Punch</source>
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            <title>Owning an ATM is money in the bank</title>
            <link>http://www.thepunch.com.au/articles/owning-an-atm-is-money-in-the-bank/</link>
            <description>Each and every day millions of Australians pay financial institutions to access their own money. 




Some pay more while others pay less, depending on the way they do it. Sometimes, as with EFTPOS transactions, the price consumers pay for their own money is largely invisible, being factored into the prices of goods and services. In other cases, the cost of using your own money is embedded in bank fees, or else in forgone interest from transaction accounts with negligible rates of interest. 

One of the most expensive ways for Australians to access their own money is by using a third&#45;party automatic teller machine &#45; that is, an ATM not provided by their own bank. In most cases, third&#45;party ATMs charge $2 for every transaction, including checking one&#8217;s account balance. In other words, $2 is the price consumers pay every time they are disloyal to their bank.</description>
            <author>feedback@thepunch.com.au (Josh Fear)</author>
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            <pubDate>Wed, 16 Feb 2011 23:55:48 +0000</pubDate>
            <source url="http://www.thepunch.com.au/rss/author-bios/josh-fear/">Josh Fear | Author bios | The Punch</source>
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