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        <title>Elissa Freeman | Author bios | The Punch</title>
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        <description>Elissa Freeman leads CHOICE&#8217;s consumer advocacy and campaign work in financial services. She has previously campaigned for fair bank fees http://www.fairfees.com.au and ATM disloyalty fees. 

Elissa is currently focussed on getting a financial advice industry free from commissions.</description>
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        <pubDate>Sat, 26 May 2012 20:00:40 +0000</pubDate>
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            <title>It&#8217;s worth asking who&#8217;s paying your financial advisor</title>
            <link>http://www.thepunch.com.au/articles/its-worth-asking-whos-paying-your-financial-advisor/</link>
            <description>Financial planners will no doubt tell you the world has just ended. The government&#8217;s corporate regulator, the Australian Securities and Investment Commission (ASIC), this week revealed proposals to ban all commissions, volume bonuses, kickbacks and percentage&#45;based fees paid to financial advisers. 



But while the industry launches into a noisy whinge, consumers are likely to see things differently. 

For years consumers have been struggling to figure out if financial advisers are really working for us or whether advisers are simply pushing financial products to serve their own financial interests.</description>
            <author>feedback@thepunch.com.au (Elissa Freeman)</author>
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            <pubDate>Wed, 19 Aug 2009 19:40:24 +0000</pubDate>
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