Frank Zumbo

Frank Zumbo

Frank Zumbo is an Associate Professor within the School of Business Law and Taxation at the University of New South Wales. Frank has been a tireless consumer advocate and is one of Australia’s leading commentators on competition, consumer and franchising law.

During the past 20 years Frank has been at the forefront of business law reform. This has included drafting the “Birdsville Amendment” to effectively outlaw predatory pricing, as well as drafting the proposed “Blacktown Amendment” requiring that companies charge the same low price for the same product in all their retail outlets in the same area. 

His research and professional activities are focused on competition and consumer law; franchising and Business Ethics. He has been closely involved in promoting effective laws against unethical corporate behaviour and in ensuring that Australia has the best possible competition and consumer laws.

Frank has served in an expert capacity on Federal and State Government Advisory Committees and is a longstanding adviser to Governments, Members of Parliament, and industry associations on business law and policy issues

Articles by Frank Zumbo

The NBN juggernaut could turn into a white elephant

The NBN juggernaut could turn into a white elephant

30 Mar 11 As the National Broadband Network juggernaut rolls on, one has to wonder if any thought has been given to the…... Read more

The death of brands is much closer than you think

The death of brands is much closer than you think

16 Mar 11 The so-called supermarket milk price war is not the only thing heating up. The debate surrounding the future of brand…... Read more

Let’s get medieval on insurance company’s arses

Let’s get medieval on insurance company’s arses

02 Mar 11 With the fate of the proposed flood levy hanging in the balance as we await the outcome of negotiations between…... Read more

Don’t be fooled, the supermarkets are milking us

Don’t be fooled, the supermarkets are milking us

16 Feb 11 With Australia continuing to have some of the fastest growing food prices in the developed world, you have to wonder…... Read more

Swan’s bank package is a fizzer

Swan’s bank package is a fizzer

02 Feb 11 Have you had a close look at Wayne Swan’s December 2010 bank package? Don’t worry if you haven’t yet as…... Read more

A cosy club: Why we pay more at the store

A cosy club: Why we pay more at the store

19 Jan 11 The Australian Competition and Consumer Commission and successive governments have failed to curb retailers’ increasing market power, which is why…... Read more

Why petrol is so freakin’ expensive during the holidays

Why petrol is so freakin’ expensive during the holidays

05 Jan 11 Were you watching petrol prices in the lead up to Christmas 2010? If you were, then you would have noticed…... Read more

NBN: A potential national financial disaster?

NBN: A potential national financial disaster?

22 Dec 10 Will the NBN ever be financially viable? The short answer is most likely “No”. If there were suspicions in the…... Read more

12 things Wayne Swan can do to tackle the Big 4 banks

12 things Wayne Swan can do to tackle the Big 4 banks

08 Dec 10 As the public anger against the four big banks continues, we wait with an air of expectation for Wayne Swan’s…... Read more

Time for federal govt to penalise rogue franchisors

Time for federal govt to penalise rogue franchisors

24 Nov 10 With Australian franchising under threat from the rogue franchisors giving the sector a bad name and destroying the livelihood of…... Read more

How Swan can actually make the banks pay

How Swan can actually make the banks pay

10 Nov 10 As the four big banks continue to act as a law unto themselves it’s time for Wayne Swan to match…... Read more

Our toothless consumer watchdog

Our toothless consumer watchdog

27 Oct 10 Have you ever wondered what impact our competition regulator, the ACCC, is really having? Well just ask around small business…... Read more

Exposing the franchising trap

Exposing the franchising trap

13 Oct 10 Have you or anyone you know owned a franchised business? If not, are you considering buying a franchised business? More…... Read more

The great import rip-off: why isn’t everything cheaper?

The great import rip-off: why isn’t everything cheaper?

29 Sep 10 Have you been getting excited at the rise of the Aussie dollar? Well, you should be. Of course, those planning…... Read more

So who really is the new Labor competition minister?

So who really is the new Labor competition minister?

15 Sep 10 While enjoying a nice Saturday afternoon news came through that Julia had announced her new ministry. Immediately this author combed…... Read more

Three cheers for a hung parliament

Three cheers for a hung parliament

02 Sep 10 As we patiently await the formation of the next federal government we should pause to reflect on what a hung…... Read more

Big banks laughing all the way to the… bank

Big banks laughing all the way to the… bank

18 Aug 10 With the Commonwealth Bank announcing a record profit last week you have to wonder if the big banks are laughing…... Read more

This town ain’t big enough for two petrol sheriffs

This town ain’t big enough for two petrol sheriffs

04 Aug 10 Do you know that we have an ACCC Petrol Commissioner? If so, do you know the person’s name and what…... Read more

Craig, let’s discuss your shortcomings over coffee

Craig, let’s discuss your shortcomings over coffee

21 Jul 10 Federal Small Business Minister, Craig Emerson has taken the Federal Government’s spin and smear approach to policy issues to new…... Read more

Transparent fuel and grocery prices: time for another go?

Transparent fuel and grocery prices: time for another go?

08 Jul 10 Have you ever wondered where you can buy the cheapest petrol or groceries? Well, if you have, then you would…... Read more

So who really is campaigning for small business?

So who really is campaigning for small business?

23 Jun 10 Well, well, you know that there is an election coming when politicians get a bit more sensitive. That’s the thing…... Read more

Somebody needs to stand up and protect small business

Somebody needs to stand up and protect small business

09 Jun 10 While small businesses and franchisees are the engine room of the economy, it’s disappointing that only lip service is currently…... Read more

Is anyone really standing up for small business?

Is anyone really standing up for small business?

26 May 10 While politicians are always quick to say “feel good” things about small businesses being the “engine room” of the economy,…... Read more

National broadband network: fact or fiction

National broadband network: fact or fiction

11 May 10 Will we ever get a viable “national broadband network” or NBN? Well, that depends on how Senator Stephen Conroy, the…... Read more

Why Australian motorists are still under the pump

Why Australian motorists are still under the pump

28 Apr 10 With petrol prices on the rise again and a federal election fast approaching, the Federal Government is scrambling to get…... Read more

People get Costco, but does the Minister?

People get Costco, but does the Minister?

14 Apr 10 Do consumers want cheaper prices and greater product choices? Of course they do and that’s why it is essential that…... Read more

Buyer beware cause business is getting its way

Buyer beware cause business is getting its way

31 Mar 10 With consumers already being let down so badly on grocery issues by Mr Rudd and his Competition Minister Craig Emerson,…... Read more

What are you really doing about grocery prices, PM?

What are you really doing about grocery prices, PM?

17 Mar 10 With a federal election fast approaching it’s time for voters to start evaluating Mr Rudd’s performance on supermarket issues. For…... Read more

Sit back and enjoy as the four banks gouge you

Sit back and enjoy as the four banks gouge you

03 Mar 10 If it wasn’t enough that Australians consistently face some of the fastest growing food prices in the developed world as…... Read more

The supermarkets’ ongoing ‘conspiracy against the poor’

The supermarkets’ ongoing ‘conspiracy against the poor’

17 Feb 10 Well, well, we’ve had another couple of rounds in the battle of the supermarket PR wars. First, we saw Woolworths…... Read more

Check it out - a bizarre week of supermarket spin

Check it out - a bizarre week of supermarket spin

03 Feb 10 Last week we were treated to a bizarre week of self-congratulatory media releases by Coles and Woolworths. Was this just…... Read more

Canberra can do more to cut petrol prices

Canberra can do more to cut petrol prices

20 Jan 10 As we enter an election year it’s opportune to reflect on the Federal Government’s track record on petrol issues. In…... Read more

Beware government gimmicks in this election year

Beware government gimmicks in this election year

06 Jan 10 Sadly for consumers, Governments of all persuasions are often tempted to offer gimmicks rather than direct action in dealing with…... Read more

Thanks for doing nothing for consumers in 09 Mr Rudd

Thanks for doing nothing for consumers in 09 Mr Rudd

23 Dec 09 As with all governments there is the irresistible urge to pass the buck as a way of trying to deflect…... Read more

Phone tapping powers ring changes on petrol prices

Phone tapping powers ring changes on petrol prices

09 Dec 09 With growing evidence that cosy clubs between large and powerful companies are bad for competition and consumers, the Federal Government…... Read more

We need action not excuses from the supermarket duopoly

We need action not excuses from the supermarket duopoly

25 Nov 09 With struggling Aussie families paying consistently more for their food and groceries than other developed countries we need to take…... Read more

Mr Emerson, tear down this supermarket duopoly

Mr Emerson, tear down this supermarket duopoly

11 Nov 09 It’s official. We are getting ripped off on food and grocery prices. A review of OECD statistics over the past…... Read more

Hardware stores that are anything but Danks

Hardware stores that are anything but Danks

28 Oct 09 A couple of week ago our competition regulator – the ACCC – expressed some serious competition concerns with Woolworths’ proposed…... Read more

Why do the big four banks rule? Go to the supermarket

Why do the big four banks rule? Go to the supermarket

14 Oct 09 With the 4 major banks pushing up interest rates at will and the Federal Treasurer, Wayne Swan, looking increasingly impotent…... Read more

Coles and Woolies are still getting away with it

Coles and Woolies are still getting away with it

30 Sep 09 So how do companies like Coles and Woolworths protect themselves from competition? Well it’s simple really. All they need to…... Read more

Petrol wars: siphoning off Paul to pay Peter

Petrol wars: siphoning off Paul to pay Peter

16 Sep 09 Have you ever wondered why Coles Express petrol stations in adjoining suburbs have different prices for unleaded petrol? Ever wondered…... Read more

Copping a servo: stop Caltex buying Mobil’s stations

Copping a servo: stop Caltex buying Mobil’s stations

04 Sep 09 For those of us concerned about competition and consumer law issues there comes a time when the case for action…... Read more

Woolies is about to hammer the home hardware market

Woolies is about to hammer the home hardware market

02 Sep 09 Should we be excited about Woolworths’ plans to expand its share of the hardware and home improvement market? Well that…... Read more

The GFC killed competition to the big four banks

The GFC killed competition to the big four banks

19 Aug 09 With a growing feeling that the worst of the global financial crisis may be behind us, it’s a good time…... Read more

Rating the independence of our competition watchdog

05 Aug 09 As a long time advocate of effective competition and consumer laws, one is in no doubt that the enactment of…... Read more

Coles or Woolworths you get screwed either way on petrol

22 Jul 09 Have you ever thought that you were being taken for a ride on petrol prices? Well, you have! So how…... Read more

How the feds fitted up Choice over grocery shambles

09 Jul 09 Ever wondered how a Government kills off an embarrassing policy failure? Well, we saw a textbook example one late Friday…... Read more

Watching the government watching prices

25 Jun 09 With competition failing or under serious threat in key sectors of the economy, the Federal Government is struggling to find…... Read more

The real crisis isn’t the GFC, it’s lack of competition

09 Jun 09 While everyone knows about the current financial crisis, few people know of Australia’s other crisis. That other crisis involves the…... Read more

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