There’s the Business Council, a deaf guy, a guy with autism, and a quadriplegic at a café filled with people with disabilities. The Government walks into the room with a fresh homemade apple pie cut into twelve pieces, the scent making everyone salivate with desire.

For you… and you… and um, sorry, that's all folks.

So the Business Council takes eleven slices, leans down to the guy in the wheelchair and says “Watch out, that bloke with autism wants a piece of your pie”.

The deaf guy, of course, doesn’t hear, so he licks the crumbs off the floor, because that’s all that’s left, while the Productivity Commission walks in, full of enthusiasm and ready to get baking the best pie ever.

But the politicians are arguing about who’s going to pay for another pie to feed the rest, until they reach an historic agreement to buy the three-day-old, slightly mouldy, but much cheaper pie they found in the pile marked “good enough for the disabled”. They pat each other on the back for their bipartisanship and compassion for those less fortunate.

Welcome to the NDIS. Please forgive my cynicism.

I had originally thought I’d write this column the same night the report was released, but between a slight disability-related mini-crisis and a reflection that I should probably hear what everyone else thinks first, I’ve waited. I’m glad, because now I know this Government thinks that having a shower more than twice a week is a “Rolls Royce” scheme. I’m guessing that they’re thinking more along the lines of Grandma’s 1987 Ford Laser, which I guess is better than the explosive Pinto we have now. We should be thankful.

So - for those who missed it - Monday heralded the much anticipated release of the Productivity Commission’s draft report into Disability Care and Support (http). The Commission received 610 submissions, the largest number since the formation of its original roots as the Tarriff Board in 1921.

Punch readers are probably pretty aware of what the draft report recommended, but I’ll give you the elevator pitch anyway: Government nearly doubles what it spends on support for people with severe disabilities (a total of $11 billion annually) regardless of cause of disability. Australia pays through general revenue (preferred) or an extra levy (yes, another one).

What didn’t the Commission cover? It didn’t offer any recommendation for changes to welfare payments for people with disabilities or carers, education, or how to put in a new toilet paper roll. That wasn’t part of their mandate (or Terms of Reference for the lingo inclined).

I’ve also heard and seen the term “bi-partisan” thrown around a great deal in the last 24 hours. On Q and A Bill Shorten was understandably supportive of his “baby”, and acknowledged that even the opposition is “making all the right noises”. Malcolm Turnbull spoke of a “generous and compassionate response”.

Is this the same “generous and compassionate” response we saw for the thousands left homeless after the Queensland disasters? If we can’t find a once-off $5 billion in general revenue for those poor buggers plastered across our screens, nor support a one-off levy to raise the cash, how can we expect Australians (and their elected representatives) to support an NDIS for our hidden disabled that will cost more? And that will cost us every year. Forever.

I got a bit excited when I saw a poll in The Australian which showed 82 per cent support for the scheme. Then I saw the impassioned pleas of disability related social networking sites to vote. Only 450 people voted anyway. Blah.

I’ve committed a crime writing here today, and I know I’ll be mercilessly bagged for it. I don’t really have a single point I want you take away. I’m feeling depressed about the whole thing. The Commission’s report was almost everything I could have hoped for and I can’t help but wonder if its (and my) optimism rings its own death knell?

The truth is (woe is me) nobody really cares. Not until it’s your whose daughter dives into the shallow end, or your wife develops Alzheimer’s at 37, or your grandson develops autism, or you come a cropper waterskiing. Then, you’ll care. And then you’ll think “How could I have ever not supported this?”

Not angry, but sad today.

61 comments

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    • persephone says:

      05:37am | 03/03/11

      Sorry, I don’t understand why you’re either angry or sad.

      The report was almost everything you hoped for, has bipartisan support, and this upsets you?

      It suggests doubling support for the disabled, and this depresses you?

      As you yourself say, there’s really no point to this.

      And, no, I can’t see that you’ve committed some kind of crime writing this (paranoid, much?)

    • AliceC says:

      08:32am | 03/03/11

      I think he’s sceptical of how the funds will be found by the government, considering they have had to introduce a levy for the flood victims.

    • acotrel says:

      10:24am | 03/03/11

      ‘On Q and A Bill Shorten was understandably supportive of his “baby”, and acknowledged that even the opposition is “making all the right noises”. Malcolm Turnbull spoke of a “generous and compassionate response”. ‘

      Those two guys must need double jointed arms to help them slap each other on the back? Sounds like the disabled are stuffed!

    • Gladys says:

      11:55am | 03/03/11

      Persephone: You missed the point. The Government has created a package which apparently increases home care to more than two visits - which I assume means the total personal care package, such as a shower and a bit of therapy.

      That is not ‘Rolls Royce’ in my opinion. That is a basic necessity. And it’s the sort of service the STATES have been cutting back for years.

      You’re always very quick to defend your government. Today you’ve done it in such a way that if I knew who you were, I’d report you to the discrimination commissioner for calling a person who may or may not be housebound (the writer indicated he’d had a bit of a mishap which happens from time to time) paranoid.

      And don’t think I’m some bleeding heart who doesn’t tease my paraplegic friends from time to time saying they drive like an old lady.

      You just don’t know how people with disabilities live and you’ve written off his article with a purile ‘paranoid, much?’ like you’re Amy Adams.

      It’s a good thing I never had any respect for you in the first place. I sure as hell certainly don’t have any for you now.

    • MK says:

      12:54pm | 03/03/11

      @Gladys….well stated! Has Persephoney ever missed the point.

      We suffer daily with disability in the family and to read such trite comments from someone like P who always has an opinion on how great her beloved party is has really made me fume today. No party cares enough about the unseen.

      Persephony…Step into someone’s shoes who suffers daily from a disability and a carer who has to work, pay bloody taxes and then come home to look after a family member with no govt help because they earn just a little too much - overtime that is to pay medical expenses - so are ineligible for any help before you add your nasty uninformed comments.

    • Glenda Lee says:

      03:17pm | 04/03/11

      We MIGHT trust when we actually GET equal opportunity.  I definitely understand Angry Cripple’s sentiments.  The report is not a promise it is merely a proposal that the Gov and the people of Australia can reject if they choose to.  Woe is them if they do tho!

    • Reg says:

      07:11am | 03/03/11

      Is there going to be one of these articles on the Punch every week?

      “I don’t really have a single point I want you take away” - thanks for just having another whinge mate.

      We all get that there are problems with disability services. It’s just one of a number of areas where this government has failed us.

    • acotrel says:

      10:27am | 03/03/11

      Does Kevvy Andrews get a disability support pension for being deaf?

    • Lauren says:

      07:48am | 03/03/11

      so true.  My brother has cerebral palsy, is blind and is intellectually disabled.  He is also a gold medalist paralympian, He is retired from that now and works every day selling the big issue in Melbourne.  For all he has put into society, he gets very little back.  He has to live in a rooming house with recovering drug addicts and alcoholics, whom don’t understand my bro’s disability.  So as you can imagine he does not feel comfortable there and to be honest his safety can at times be questioned. My point is all the people who cheered him on when he was an athlete and felt so good about themselves doing so, wouldn’t dare believe the stress he goes through everyday to just try and create his own life.  People need to wake and see the raw deal people with disabilities have.  It is depressing to think about but my family are so angry and frustrated currently we wont stop till there will be some difference made.
        Don’t give up mate!

    • Adam Diver says:

      11:03am | 03/03/11

      I don’t want to seem heartless but can you elaborate more on two points for me.

      1. Why does he not live with a member of your family, or accomodation paid by for your family. (does he need specialized care)?

      2. What type of accomodation do we need for people such as your brother? Is it basically aged care aimed at yung disabilities or would it be specialized care for different disabilities?

      Please don’t be offended I honestly would like to know more about this issue on an individual level. If we can have entire suburbs supported with our taxes, I fail to see how we can’t support the disabled have proper acommodation and care.

    • Gladys says:

      12:02pm | 03/03/11

      @ Adam:

      My cousin is profoundly intellectually disabled. My uncle and aunt are gone (dead) and he is in a facility for the aged. Fortunately he is almost 60 now so he fits in.

      My cousins have families of their own. One has 6 children, the other has 3. One lives 2 hours away, the other lives in another state.

      My cousin has found a greater sense of independence and identity by being outside of his family. It is what all parents of disabled chidlren hope for - that their kids might get some independence.

      Why should his brother and sister forego their lives - and I mean not be a teacher or doctor - and the weight of his care be borne by their families? And by that I mean their husband and wife?

      Do you really think that a sibling - as much as they love their brother - should not have a life because of a random accident of birth?

      You must live in a vacuum to not understand why a kid (who has CP which is not an intellectual disability) wants to be independent.

    • Adam Diver says:

      02:04pm | 03/03/11

      Look, i would not want to look after a disabled family member either. But having an expectation on the government to replace the family structure (in all facets of society) is selfish.

      I am not saying I wouldn’t be selfish either, but I think financially the family has a responsibility, particularly if independence is craved by the individual who is disabled.

      The problem I have is that in my experience many individuals turn to the government for help first before thier families. Family responsibility is long gone unfortunately.

      However beyond that, for disabled people who don’t have family resources, I am interested in the varying levels of care that they need. I find it difficult to comprehend, young disabled people in nursing homes, whilst whole suburbs are subsidised by the tax payer.

    • Gladys says:

      03:24pm | 03/03/11

      @ Adamdiver: So it’s ok for you to not want to nurse a person full-time but it’s selfish for other people to not want to nurse a person?

      BTW I’m not sure I made myself clear. If my cousin who is a doctor looked after my intellectually disabled cousin, we would be short a doctor. If my other cousin (his sister) did it, we would lose a teacher.

      So what do you we do here? Do we forego a doctor and/or teacher so they can care for this person?

      Or are my parents selfish for not taking my cousin in?

      The simple fact is, in a uspported environment of peers, people with disabilities do very well.

    • Lauren J says:

      04:08pm | 03/03/11

      Oh and one more thing Adam, my brother pays his way the rent in this place he is in is not cheap. And he works 7 days a week selling the Big issue. and my mother also supports him.

    • NEFFA says:

      05:27pm | 03/03/11

      why dont you all move to Cambodia and see how much government support you get there.

      sometimes you need some perspective to understand just how good you have it.

    • Single Parent Carer says:

      10:57pm | 03/03/11

      NEFFA - why don’t *you* move to Cambodia and see how good you’ve got it. Puts things into perspective eh?
      (might make things better here, too)

    • Glenda Lee says:

      03:21pm | 04/03/11

      Why should he live with his family Adam??  He’s an adult and has the right to live independently.  No one should be forced to be dependent on their family as adults.

    • lv says:

      12:09pm | 05/03/11

      @Glenda Lee - you say “Why should he live with his family Adam??  He’s an adult and has the right to live independently.  No one should be forced to be dependent on their family as adults. “
      But why should other people be forced to shoulder the responsibility? Your family IS your responsibility. 
      Adam asked a reasonable question, which no one has bothered to answer, about why the OP’s brother is living in a boarding house with alchos and junkies. Not one of you has made a reasonable suggestion about how the problem could be better addressed.
      Since when do we all get to absolve ourselves of our responsibilities because they don’t suit us?  So glad people can have a lovely life as a doctor or teacher (well paid professions) and their own families and dump their other family onto the taxpayer to support.

    • Yet another angry cripple says:

      08:23am | 06/03/11

      LV - under your rationale - why should I, as a taxpayer, pay for other people’s children to have a public education, and why should I pay for sports ovals I won’t use, and benches on the footpath, or seats on buses - I’m sick of paying taxes for you supposedly non-disabled folk!
      You and you family should pay for everything. We should never have tp pay taxes at all - what a scam!!
      (for those unable to read sarcasm - this is sarcasm…)

    • Michael says:

      03:08pm | 06/03/11

      Lauren, your brother should be elligib le for priority public and afforable housing. depending on the state and territory where he lives he would only be paying 25% of his income on rent - most probably less rent than the rooming house. I was in the same situation on a dsp and in a boarding house with the usual disturbing drunks and now I am in a department of housing apartment in Sydney. Lucky your bro has you for support. Don’t give up

    • mary says:

      08:03am | 03/03/11

      Sorry but have to disagree with you when you say that nobody cares. This is clearly not true. Almost 20% of Australians have a disability. That’s one in 5. I can tell you right now that all of them and their families care. They probably care a lot. How to organise them and get a unified voice going is a different thing altogether and may well be a tiny step forward in our ongoing battle of getting appropriate care for those who need it.

      Keep going, don’t give up, get a following .. a unified voice is what you’re after.

      some stats tell us that Almost 20 per cent of Australians have a disability (3.96 million people) That’s a lot of people to organise, there’s no time to waste moaning ..


      http://www.hreoc.gov.au/disability_rights/employment_inquiry/papers/issues1.htm

    • acotrel says:

      01:21pm | 03/03/11

      Jeff Kennett closed and sold off the mental hospitals in Victoria at a time when they were most needed.  Then he became embarrassed when the cops shot a few ex-patients wielding bread and butter knives.

    • Lauren J says:

      04:05pm | 03/03/11

      Adam,

      To refer to your points.
      1. He lived with my mother who is a single full time working mother, till he was 29 years old. My mother has also suffered physically from caring for my brother over his life.  She was advised when he as 16 years old to start thinking about independent living for him for a number of reasons, but one main one is, what happens when my mother a) dies or b) cant care for him any longer? Secondly to that point my brother is a very independent person, and wants his own life. like any other 33 year old guy does. So these are two reasons as to why he does not live at home.
      2.  What sort of care does he want. As he said to me last week,” I want to live with a few people my own age in a share house environment, people with similar disabilities that I can relate to. Where this is assisted care available.” What you need to know Adam is these places are out there but the waiting list is years long.
      So basically what he wants is simple enough, not to live with the people he lives with know, because he cant intellectually relate to these people and they cant relate to him. ( the people he has to live with at the moment are recovering drug addicts, alcoholics and severely mentally ill)
      My question to you Adam is what you want if you were a guy in his early thirties who had a complex disability, but enough independence to be your own man. Would you want to live with your mum the rest of your OR her life??

    • Sue O'Reilly says:

      08:06am | 03/03/11

      Hi AC - No need to feel so sad and depressed. The pollies get that an NDIS is not going to cost an extra $5b a year, or whatever it is, “every year, forever”.  They get that in the long term, a really intelligent and properly designed support system - as opposed to the current dysfunctional shambles with which PWD and carers are burdened - is probably going to actually end up costing LESS, for far better results. If you’re going to spend a heap of taxpayers’ money on a support system - which they do, every year - may as well spend it intelligently and effectively, as opposed to throwing it around willy-nilly on last-minute, crisis-driven crap. And forget about “our hidden disabled”; if we want a better system, then we all have to stop being “hidden” and take to the streets and media and make ourselves highly visible. Sure, no one cares unless it happens to them; but that’s true of everything in life. There’s a lot of terrible stuff going on in the world that you and I don’t really care about either, because we have no personal experience of it.
      We should just all be really glad that the PC report has cast a powerful light on our own dark little corner of this world. There’s miles to go before we sleep, but at least we are all a lot better off now than this time last week.

    • John Smythe says:

      08:53am | 03/03/11

      Although I’m a bit depressed myself, after all you didn’t take to my suggestion of a handle (The Angry Challenged - you know to keep it politically correct…“crippled” is just so debilitating! pun intended).

      Mate, I thought it was a good read. Enjoyable. You have a good writing style.
      Your contributions are better than a lot of others I have read.

      Cheers

    • BT says:

      09:22am | 03/03/11

      I’d like to see the Baby Bonus renamed the Dignity Bonus and give it to the disabled instead of subsidising the middle classes. We don’t need to breed any more babies in this country, and if there indeed ever was a lack of supply (what a ridiculous notion!) it could in theory be more than made up in accepting young refugee families. Therefore scrap it and let’s look after those who are already exist and need our support.

    • Tony of Poorakistan says:

      10:15am | 03/03/11

      I disagree - let’s scrap immigration and give THAT money to the disabled. Keep the baby bonus and encourage Australians to fill Australia

    • Christina says:

      11:04am | 03/03/11

      Go Angry Cripple! 

      Your pie analogy is spot on.  As I try to explain to people, there is only so much pie and unless we demand more of that pie we will continue to get nothing but crumbs.

      I am so over being patted on the back by various levels of beaurocracy and told what a wonderful mother I am.  They encourage martyrdom and guilt so as to avoid providing actual assistance.  You are made to feel that any complaints you might have stem from a lack of love for your child when it is the exact opposite.

      My current Carer’s Allowances is $5.50 per fortnight!  Centrelink wrote to tell me last month they were reducing the amount from $106.70 and would be sending another letter explaining why.  No second letter has arrived - surprise, surprise.

      Maybe they needed to take away my Carer’s Allowance to pay for the Paid Parental Leave Scheme.

      They wear you down with all the fighting that has to be done on behalf of your child so you have no time or energy left to look at the bigger picture.

      Keep getting angry because polite acceptance of the status quo has led us to this current state of despair. 

      Angry Carer

    • Jane says:

      01:46pm | 06/03/11

      @ Angry Carer/ Christina

      I feel very sorry for you! Go on Today Tonight and do an expose, then maybe the govt will take some notice…

      Good luck!

    • Let's be genuinely heard not "advocated" for says:

      11:09am | 03/03/11

      Want to know something? The Productivity Commission completely ignored my submission. They made no attempt to contact me at all.  After all my submission was not about anything terribly important. All I did was point to the research which shows that the biggest problem over the entire disability sector is quite a simple one - “if you cannot communicate you cannot complain”. By restricting the ability to communicate and by allowing certain “advocates” to dictate policy disability “rights” have taken preference over disability needs and what people with disabilities really want.  I suggest the writer is one of those “advocates” who has done a fine job of making a bad system even worse.

    • Angry Cripple says:

      12:21pm | 03/03/11

      “I suggest the writer is one of those “advocates” who has done a fine job of making a bad system even worse.”

      What makes you say this? I sincerely hope I haven’t done anything to make the system worse, and if I have, please let me know what it is so I can not make the mistake again, and possibly rectify whatever it is that I have done to make the system worse.

      I don’t think the PC contacted anyone who made submissions, but I’m not sure.  Does anyone know the answer to that?

    • Rob says:

      01:45pm | 03/03/11

      Bet you advocate for “mainstreaming” and “desinstitutionalisation” AC?
      If you do then I bet that is what the other writer is on about. Mainstreaming our kids has been an utter disaster for most of them. It is soooo good to be able to say my kid is at the local school. Well guess what - he has gone backwards. He no longer gets daily physio, speech therapy or occupational therapy. He no longer has a teacher who understands his highly special needs. The teacher aide is only available to help him 20mins a day. My wife has to go in at lunch time and feed him. We are told all this is an improvement and that his social skills are improving…utter nonsense, He misses his friends and has made no new friends. Thanks a heap.
      When he grows up he is still going to be living with us. We have not had a break since he was born because there is nowhere for him to go any more. Yep, all those institutions you hated so much have closed and nothing has replaced them despite all the talk about “care in the community”. We have been told that only those who have absolutely nowhere to go will get a place in the future. We have our name on the respite care list and have been told it might be almost two more years before they can offer us a weekend six times a year.
      You know something? We love our kid but we need help and those smart-arsed disability advocates have wiped it off the map with their demands that everything be accessible (whether it bloody well gets used or not) and that all kids go into the mainstream (whether it is the right place for them or not) and that everyone lives in the community (even when they can’t and their families have to give up everything for them). You lot make me sick.
      And if the PC did not acknowledge or consult some people about their submissions then they should have - starting with “let’s be heard”. He or she has a very valid point to make.

    • Angry Cripple says:

      02:24pm | 03/03/11

      Rob, your bet is wrong. You’re attacking the wrong person, but I hear (and feel) your anger.
      I am an advocate. An advocate for choice. I see group homes in the community as essentially “mini-institutions”, without many of the benefits of institutions. They’d be great for some folk with the right supports, but not the way many of them are left to rot now.
      People with disability (and their families) should be able to choose how and where they live and are educated, just like people without disability.
      And parents should not have to be dead to get respite.

    • Sue says:

      03:39pm | 03/03/11

      Yes, you’re right AC. THE PC didn’t contact anyone who made a submission. But each submission received was published on the PC website, and they held a series of public hearings around Australia which people could register to attend.

    • jf says:

      12:47pm | 03/03/11

      “The truth is (woe is me) nobody really cares. Not until it’s your whose daughter dives into the shallow end, or your wife develops Alzheimer’s at 37, or your grandson develops autism, or you come a cropper waterskiing. Then, you’ll care. And then you’ll think “How could I have ever not supported this?”

      If it was my daughter, it would depend on how old she was. If she was still a minor I would hope that there was government support. If not, I would expect that she would have organised disability cover for such an event.

      If it was my wife that had developed Alzheimer’s, I would also be happy that we had been paying disabilty premiums all the time.

      I ask these questions whilst acknowledging that my knowledge and understanding of disability support is limited and my personal experience with disability very limited.

      However, I do think that there would be less money required and/or more money for those genuinely vulnerable people if those that were able organised their own cover, as my wife and I have.

    • Single Mum on Carer Payment says:

      01:39pm | 03/03/11

      HI JF - yes, personal disability insurance is a great idea, but it won’t cover your daughter if she was born with a disability - would you expect govt to only pay for her needs while still a minor? What if she had a severe intellectual disability and needed care for her whole life? This care can easily cost six figures annually. Not many parents could afford that for 70 years.
      And I guess the idea of the NDIS is, essentially, compulsory disability insurance, just like Medicare is compulsory medical insurance.
      I am glad to hear that you have disability insurance. My guess is that is really only income replacement? The costs of disability can be massive - therapy, home and vehicle modifications, equipment, support staff etc. Please let me know if I have it wrong, but I suspect your insurance only replaces your income, or a portion of it, not all of the other needs.
      If you are injured in a car crash and can’t name the other driver, you might be covered, or you might not, dependent on what State you live in.
      The NDIS seems to make sense to me. I have two sons with disabilities, neither of whose supports were covered by my disability insurance. After their birth, I had to (in the main) give up work to care for them, and my marriage failed (in no small part due to the stress (financial and emotional) of caring for two small ones with substantial needs. When their father disappeared, I was left with no way to support myself, let alone my two little darlings. I survive Ok on a Carer payment, by living in a cheap place and without any addictions (unless chocolate counts) but my kids don’t get the therapy that could make them contributing members of society as adults. One of them will possibly have to live in supported accommodation, cost the taxpayers a small fortune, whereas with some decent therapy, education and work support, he could maybe hold a real job and live semi-independently.
      If I was given support to work (subsidised in-home childcare) I could hold down a “real” job too, and pay taxes. But no. Just this week I was offered two days a week casual work at around $37/hour.
      Great! I thought. Casual = flexible = no great boss trauma when I have to be in hospital with a kiddo!
      Then I did the maths.
      The first $70 a fortnight I earn does not affect the pension. After that, 50 cents in every dollar comes out of my pension.
      So - for my first day of work each week, I would “earn” $123, or $16.50/hour and for my second day of work, I would “earn” $93, or $12.40 hour. Take out $45 per afternoon for a nanny (can’t get to speech therapy if they’re at after-school care, and that’s if I can get them into after-school care - many kids with disabilities are only allowed one day per week of afterschool care) and I would get, in my hot little hands, $78 ($10.40/hour) for one day a week work, and $48 for a secnd day a week ($6.40/hour). And that doesn’t include the costs of transport, work clothes etc. (FWIW - I’ve accepted one day a week to make sure that if/when I can get support for my kids I will be equipped to return fulltime to the workforce and be a taxpaying member of society)
      Oh boy, what a rant - sorry about that!
      I fantasize about being able to go to work each day again. I once had a decent career…

    • jf says:

      02:17pm | 03/03/11

      Hi Single Mum

      My cover (and my wife’s cover) disability cover include income protection, total and permanent disability and trauma. If I suffer a disability I will be financially self-sufficient.

      As to your first point, no I don’t. As I said, I believe that the Government should step in for the genuniely vulnerable. I would classify anyone born with a disability as genuinely vulnerable.

      Fair rant and you are precisely my case in point. If those that are able to get their own insurance do, there would be more money left over for your sons. Rest assured that should anything happen to me, I won’t be drawing from the pot available to you. However plenty expect to be entitled to.

    • Lauren J says:

      04:16pm | 03/03/11

      Then you really have no idea about disability services. What if you have a child that is born severely disabled?  needs 24 hour full time care? How do you pay for or plan for a life time of care.  It is so easy for you to form an opinion on something and then say’ i have limited knowledge of disability support”  Educate yourself before you just resign yourself to the thought you have everything in your life covered so, therefore it would be fine. 
      My mother was given $1500 30 years ago by the hospital my brother was born at because it took them 3 weeks to diagnose his hydrocephalus which then caused him to have 5% vision, and brain damage. Gee why didn’t my 21 year old mother not see that coming….?

    • jf says:

      07:46am | 04/03/11

      Lauren J says:04:16pm | 03/03/11

      Read my post you raving lunatic.

      Particularly “I do think that there would be less money required and/or more money for those genuinely vulnerable people if those that were able organised their own cover, as my wife and I have.”

      I am advocating that if people got cover when they were able to, and clearly an unborn child is unable to arrange cover, that there would be more money for kids like your brother.

    • Fiona says:

      09:38am | 04/03/11

      JF - are you sure about your disability protection? Sounds to me like a standard policy - in the case of permanent disability it will pay you an income rate. Im assuming that will be used to pay for what your income currently pays for: for mortage payments, standard household bills, food, car paymenst etc.

      Will it pay the tens, or even hundreds,  of thousands of dollars you will require to modify your home? Or the hundreds of thousands of dollars should you require 24 hour supported care? The $10 000 or more for wheelchair, the $20,000 for a car modification? The thousands and thousands of dollars spent on intensive therapies that you will require?

      I think most people will be very disappointed with what their private disability insurance will provide and will discover very quickly that it is simply not the answer to our terrible disability system.

      The system is a disgrace and people spouting this ‘get your own insurance’ line simply have no understanding of the system as it stands, the costs involved in caring for a disabled family member, any idea of how a sustainable and quality system should be designed, structured and funded, and do us all a disservice by diverting attention away from what is a complete and utter failure of government at all levels to prooperly provide and care for the severly disabled in our community.

    • jf says:

      10:22am | 04/03/11

      I’m 100% positive Fiona. In the event of my temporary disability, I will have 75% of my income as well as 100% of my super contributions paid. Should I suffer a permanent disability, I will be paid a lump sum of $2m. In the event that I suffer cancer, or heart attack or 50 other disabilities I will get a $400,000 lump sum plus my income replaced as above for as long as I am unable to work. If I die, my family will get about $2m.

      I could have arranged more or less if I wished but gave this careful consideration (with the help of professional) and it is based on the “hundreds of thousands of dollars” I will require should I need “24 hour supported care” and the “$10,000 or more for wheelchair, the $20,000 for a car modification” and the “thousands and thousands of dollars spent on intensive therapies” that I will require.

      I have this cover and protection because I took the time and effort to think about it and take out the cover. It costs a bit, but, as my mortgage decreases, my super grows and my kids get older my need will decrease. I also pay for most of it from my superannuation fund as every Australian can.

      If I’m not prepared to pay for my own protection, why should I expect anyone else to?
      “I think most people will be very disappointed with what their private disability insurance will provide and will discover very quickly that it is simply not the answer to our terrible disability system”

      Well, they should do something about it. There are so many ways of doing this that it is ridiculous.

      “people spouting this ‘get your own insurance’ line simply have no understanding of the system as it stands, the costs involved in caring for a disabled family member, any idea of how a sustainable and quality system should be designed, structured and funded, and do us all a disservice by diverting attention away from what is a complete and utter failure of government at all levels to prooperly provide and care for the severly disabled in our community”

      Why? Why should those that are able to get cover be compensated for their own failures. Insurance is freely available to everyone over the age of 18.

      And, before you, or anyone else fails to get my point, I am advocating that anyone under 18 or anyone who is over 18 and is unable to get personal cover should have a safety net.

      To be clear, I am not suggesting for a moment that the truly vulnerable shouldn’t be covered by the tax payer because they didn’t have insurance. If someone was unable for whatever reason to get insurance, then they should have a safety net. The more that people that are able to get cover elect not to, because of hubris or because they are not prepared to pay the premiums, the less of the safety net will be available to those that truly need it. Those born with disabilities or who suffer disabilities before they are able to arrange personal cover. 

      The disgrace in the system is the scabs expecting everyone else to pay for their own failings. The disgrace is that the genuinely needy and the genuinely vulnerable have less available to them because of the inability of others to take personal responsibility.

    • Fiona says:

      12:13pm | 04/03/11

      The call for an NDIS is the recognition that the current system of disability support in this country is completely broken. Even for those who have the means to pay for expensive personal insurance – the system itself just simply isn’t there. We cannot build a comprehensive, fair and equitable system without taking the decision to commit taxpayer dollars to it. There is a reason why the PRODUCTIVITY commission was asked to conduct this study. If you took the time to read the report, you would see that besides the fundamental issue of human rights and dignity for the disabled, this report is about the economics of caring for the disabled. The suggested model is seen as a long term, prudent and sustainable economic model.

      Im not sure if the ‘scabs’ you are talking about are those people with severe disabilities, and their carers, who have struggled for years under the current system, but I must admit I am struggling to understand the psychology behind people such as yourself who take time out of their day to write and argue AGAINST the needs of basically one of the marginalised groups on society – the disabled. Im not sure exactly what you think it is that the disabled and their carers are asking for - do you think that the severly disabled are asking to live it up in style, rolling around in mountains of tax-payer dollars?

      If it makes you feel better to describe these people as scabs – well, I’m at a loss. Perhaps you could devote some of this time and energy to exposing the actions of the wealthy who routinely practise tax-avoidance through a variety of legal and less-than-legal means. 

      As the carer of a severely disabled child who struggles daily with this terrible system, I must admit that I feel really, really angry at you and people who think like you. This is such an important issue and we are trying to enact some real societal change here for the people we love, and I cannot understand why you would focus on such a side issue as personal insurance, and not the massive elephant in the room which is that for years and years, our taxes have been WASTED in a discriminatory and unfair system and people have been left to rot. My child is being left to rot – it makes me ANGRY that there are people like yourself that just don’t care and instead wish to devote time and energy to painting us as scabs and leeches. Shame shame shame on you and everyone who thinks like you – and I hope for your sake that every member of your family, your extended family, your friends, your friends kids, your kids their friends and so on all have the means to pay for private insurance and that you never ever have to suffer the grief that comes every day with operating in this disgraceful system.

    • jf says:

      01:41pm | 04/03/11

      For Christ’s sake Fiona, I am agreeing with you. I can’t imagine what you are taking out of my posts.
      Please, stop, take the emotion (as understandable as it is) out of the discussion and read my posts.
      “Even for those who have the means to pay for expensive personal insurance – the system itself just simply isn’t there. We cannot build a comprehensive, fair and equitable system without taking the decision to commit taxpayer dollars to it.”
      I agree. And if you took the time to read my post, you would understand that the essence of my comments is that those who are able to cover themselves (and I include affordability in that) should. I also agree that it requires taxpayer dollars. The more people that those people who are able to cover themselves do so the more taxpayer dollars available to those genuinely needy. If anything were to happen to me, I would not need to take any of those taxpayer dollars and more would therefore be available for those genuinely needy and vulnerable.
      “Im not sure if the ‘scabs’ you are talking about are those people with severe disabilities, and their carers, who have struggled for years under the current system, but I must admit I am struggling to understand the psychology behind people such as yourself who take time out of their day to write and argue AGAINST the needs of basically one of the marginalised groups on society – the disabled. Im not sure exactly what you think it is that the disabled and their carers are asking for - do you think that the severly disabled are asking to live it up in style, rolling around in mountains of tax-payer dollars?”
      No I don’t. Did you even read my posts? I am writing for the marginalized groups and against those that abuse the system. Absolutely nowhere did I suggest that the marginalized and genuinely needy shouldn’t be helped. In fact, the opposite; I believe that the marginalized and vulnerable are the very people who should be supported and that there would be more available from whatever pot there is if those that were able to provide for themselves id. The scabs that I am referring to are those that are abusing the support that the marginalized and vulnerable (like you and your son) need. If every citizen relied on taxpayer money to fund them in the event of a disability it would be financially unsustainable. Have a look at how much money was claimed in disability cover from insurance companies and add this to the cost of this system. The net result is that the genuinely needy and vulnerable would have less.
      The scabs that I am referring to are those that are wealthy enough to pay for cover and don’t because they expect other people to pay for them.
      “As the carer of a severely disabled child who struggles daily with this terrible system, I must admit that I feel really, really angry at you and people who think like you.”
      Why? Let me tell you a story. I have a friend. He comes from a wealthy family and is himself quite wealthy. Last year he had an accident, broke his neck and is now paralysed form the chest down. He needed a considerable amount of money to pay for his treatment, to make changes to his house and to now pay for ongoing care. His wife and children have had to make considerable adjustments to their lives. Fortunately, he had a considerable amount of TPD cover and is self-supported. Are you suggesting that my friend should have been supported by the taxpayer?

      If so, I am in violent disagreement with you. He was a healthy and wealthy middle aged man with sufficient financial resources to pay for his disability cover. His financial needs are now significant and, because he took responsibility for himself, he is self-funded – that is, not taking anything from the finite and insufficient pot that you are relying on.
      I feel for you and your child and agree that more needs to be done. I would love it if you could point out where I said that a child born with or who suffers a disability should be supported by the taxpayer and where I said they were scabs. It is those people that are taking advantage of the system, and taking from you and your child, that I was referring to as scabs.
      Personal insurance isn’t a side issue. It is very much part of the solution. For, if those that are able to take care of themselves do, then there is more left for the genuinely vulnerable like you and your child.

    • L says:

      01:21pm | 03/03/11

      This is difficult for me to write but I have a brain illness now. I won’t die so I’m not classified sick but disabled. Then again not even that. I worked most of my life until my brain finally gave out.

      The govt paid my partner a carer’s allowance then decided that as we were married….well stuff it. I was told we would be better off if we separated but remained in the same house. Why? Just because. Great reason! Working person can pay for disabled person solely due to a marriage contract, including cost of doctors and not even a health card to help with cost of ongoing medication.I get angry. I see money handed out to people just to have a child when we now struggle due to increasing medical costs and living expenses. We have no life because of me.
      We have always worked hard and made our own way but suddenly things turned around badly.
      This is my problem and while I have not complained to anyone- it’s hard to when you can barely think, AC I read your column and think….someone does actually understand. Hope this made a little sense

      Thanks AC

    • Asrael says:

      10:35am | 04/03/11

      Hi L,
      I know what you mean.  A friend in the ACT years ago told me he was told to divorce his wife of over 30 years so the government could pick up the tab for her MS. Needless to say he refused. I would have hoped things had moved on from then. (1994). You have my best wishes and sympathy. Your husband too.

    • NaomiA says:

      01:51pm | 03/03/11

      AC,
      Aww don’t be sad.  It is normal to feel a bit of a let down after everything it has taken to get this far, because nothing the report said or didn’t say was ever going to be:
      “Oh wow, you are right!  I don’t know how I missed it.  We treated you like crap, and we should be ashamed of ourselves.  Every single person who has ever behaved appalingly is now in behaviour modification camp, and those who have way too much advantage and no compassion whatsoever have been charged an arsehole tax, and are in the city centre in stocks if you’d like to throw rotten fruit at them.  The changes you need will be made tomorrow and when you wake up you will no longer have to put up this crap because we have learned how to behave like civilised human beings.”

      There is still much work to be done.  Even based on the comments here, it seems to me the conversations have started to extend out further than the disability community.  This is a good thing.

      We do need to ensure people start to understand the reality - and providing an avenue where they can ask questions without fearing causing offence is a good start.  We also need to educate people on what disability insurance really is - ie income protection, or a one off payment, but not the same as NDIS.

      There is cause for hope.  But yes, it is hard sometimes to keep accepting the status quo and fighting on when you are struggling to even get through the day.  Hang in there!

    • Eye4anEye says:

      03:09pm | 03/03/11

      You irritate me - just saying.

      More to the point “The truth is (woe is me) nobody really cares. Not until it’s your whose daughter dives into the shallow end, or your wife develops Alzheimer’s at 37, or your grandson develops autism, or you come a cropper waterskiing. Then, you’ll care. And then you’ll think “How could I have ever not supported this?”

      Aside from your bad spelling for a published writer (your whose) people need to get insurance and take care of their own families. The current payments are sufficient for basic living expenses - which IMO is all the government should provide, beyond this the person should have had income protection insurance or depend on their family to provide items beyond the basics needed to live.

      Sounds harsh - so’s the world go somewhere with no social support network and start lobbying for something there.

    • pete m says:

      04:31pm | 03/03/11

      How does an unborn baby with downs syndrome obtain income protection insurance?

    • Eye4anEye says:

      05:42pm | 03/03/11

      They obviously don’t - they would receive whatever the current system allows and the childs parents/family witho whatever charitable help is available provide everyhing else.

      Does the scenario suck? you bet it does but again IMO it beats dragging everyones standard of living down to provide more than the basics to an unlucky minority.

      Again this is just my opinion but I feel families should look after their own beyond basic living allowance supported provided by the rest of society.

      For example my grandparents survive on a pension this is enough for the to live on but do very little else - as a result of this I and other members of my family provide them with luxary items/non essesntials. We take them out for meals, we purchase furnishings, we treat them to trips to the movies/ local pubs and the like. This is my and my families responsibility and again IMO it is not our responsibility beyond paying taxes which (should) fund (basic) social security programs to provide these things to others.

      In the event of babies born with disabilties I have alot of sympathy (one of my nephews died shortly after birth due to in his case terminal disabilites). Had he survived I would experct the government to pay his basic necesaties in the form of a disabilty pension and everything else to be provided by my Brother, myself our parents/inlaws etc.

      I realise the sad thing is some families would not be willing to do this - maybe there in lies the problem with individuals and families passing their responsibilites onto the government who can’t and shouldn’t have to fill those roles.

      sorry for the length of my post - complex issue that requires alot of explaination for my viewpoint (which I’m still unsure I expressed well).

    • The Even Angrier Disabled Person. says:

      09:05am | 04/03/11

      hey, E4E, you sound to me like you have absolutely no empathy for the disabled, you seem to be basing your opinions on how much the disabled cost YOU in taxes…why dont you, and your ilk just be honest and say that you support Euthanasia for anyone not fit to work and pay taxes, because thats where your bean counting logic will lead you, in the long run.Its been done before, The Nazi party didnt start with the Jews, they started with the institutionalised disabled, Google it if you dont believe me.

    • Fiona says:

      08:14pm | 03/03/11

      Wow, Eye4anEye, what a breathtakingly ignorant viewpoint.

      How about a little exercise in empathy: try and go back, and read your comments through the eyes of a person with a severely disabled child who is struggling to provide sufficient therapy so that their child may one day walk or talk, who cannot work because their child suffers terrible seizures and cannot receive adequate childcare, who has cleared out their superannuation to pay for home modifications because their home requires modifications to allow wheelchairs, accesibility etc (after all, their own personal disability insurance didn’t apply to their child), and now tell us all whether that person is just a leech on the government because they have dared to ask for MORE support from OUR government .

      And while you’re at it, perhaps in your litle diatribe, you could also include all those parents who leech off the government and demand chemotherapy for their kids with leukemia,or dialysis for their kids with kidney failure. I mean, what scum, expecting the government to use some of their tax dollars to fund essential services for our most sick and vulnerable people.

      And when you’ve finished that, I DARE you to go and spend 10 minutes of your sheltered little life in any of our major children’s hospitals, or any hospital for that matter, to see exactly the kind of people and their tragedies, who you are so quick to write off as nothing more than a fiscal imposition.

      Pffft.

    • EvenAngrierDisabledPerson says:

      09:57am | 04/03/11

      well said, Fiona…unfortunately, the world is run by miserable, soul less accountants,. and psychopatchic sociopaths like Eye4anEye. “The Love of money is the root of all evil” I dont believe in any particular religion, but that phrase rings so true for me.

    • Eye4anEye says:

      12:59pm | 04/03/11

      Yep I’m a selfish person I don’t deny it (I’ve found most people are and a lot of them more so than myself). Are you not being selfish asking people to give up resources to support you/your child? I think you are I also don’t blame you for it it’s natural. Just a philosophical question for you: when people give to charity is it truly charity or are they buying that good feeling you get when you donate? (I honestly don’t know in regards to myself anymore after that thought came to me I can’t tell).

      That doesn’t stop my opinion from having some validity. My opinion is use funds for greatest efficiency so that more people are helped by those funds. I have also spent more than 10 minutes in a children’s hospital when my nephew died of heart and lung failure so why don’t you keep your uninformed personal assumptions out of the discussion.

      I’m not saying there’s not a great deal of crappy tragic things going on in the world - I’m just saying logically we can’t solve them all and IMO we should use resources as efficiently as we can to better society as a whole.

      As to your euthanasia discussion since you brought it up I’ll voice my opinion on that as well. My opinion is that people should have the right to choose if they want to die and have that choice honoured - I do not believe that choice should be made for those incapable of making it….... but again thanks for making an assumption of how I think and feel.

      @Angrierdisabled person - appreciate you labelling me a “psychopathic sociopath” but your opinion means very little to me - I don’t know you, I don’t want to know you and the people who do know me don’t hold that opinion of me.

    • jf says:

      12:12pm | 05/03/11

      Hopefully Fiona you understand the difference between this guy’s view and mine.

      Whilst I absolutely believe in personal accountability and that everyone who is able to should have adequate insurance.

      However, I also believe that society, community and government should endeavour to care for those that were unable to get cover.

      By and large, I would like the Government to tax less however concede that there are some things that the government must look after that private enterprise can’t.

      Just as government must provide the infrastructure that private enterprise can’t, so must they care for those people that can’t care for themselves.

      I can think of very few better or more efficient reasons for distributing government (tax payer) money than to help those truly vulnerable. I can think of few worse uses of public money that taking it out of the pocket of a rich person and then giving it straight back because they have a disability. Or encouraging a moral hazard in supporting those who should take care of their own means to the disadvantage of those that are genuinely needy.

    • Fiona says:

      10:52pm | 05/03/11

      JF, thanks fo your replies and yes, I certaily do understand the differing viewpoint you are coming from. I hear what you’ve said and whilst I understand your viewpoint I still differ, especially as we are trying to generate a groudswell of support for tis scheme in the comunity and I think some of this takes away and diverts attention fronm thecore issues. I also happen to believe that there should be universal care for thedisabled,no matter their circumstances pre disability. Could discuss this more but it’s late, and m typing from stupid damn ‘smart’ phone and cat bear the typos…..!

    • jf says:

      09:44am | 06/03/11

      “support for tis scheme in the comunity and I think some of this takes away and diverts attention fronm thecore issues”

      Good luck Fiona. I sincerely hope that you do get more support from the community and the Governments for those that genuinely need support.

      However, I fear that if what you are aiming for is a universal scheme that it will never get off the ground or will be utterly inadequate for those that truly need it.

      As you say, the financial support required for people who are disabled is huge. If you add the cost of supporting my me, my wife, my friend and anyone else who should reasonably be expected to support themselves, you add to the cost of the scheme to the extent that it becomes, economically, politically and financially unviable.

      Alternatively, even if more money is able to be directed towards supporting people with disabilities, where too much money is never enough, you and your child will be drawing from a smaller pot because people who should have been supporting themselves are drawing from the same pot as you.

    • mmr 3 /3/11 says:

      08:22pm | 03/03/11

      Your comment:
      the angry cripple is only sane abled mind here.
      the angry cripple for PM

    • Angry Cripple says:

      10:13pm | 03/03/11

      Mum? Is that you? How did you know it was me!!!???

    • Spinifex Dreaming says:

      07:01pm | 04/03/11

      Yeah Angry Criple… I know how you feel today…I’m feeling sad too

    • Make them understand says:

      02:03pm | 06/03/11

      I think one of the main problems is that people without links to disabled people simply don’t/can’t/won’t understand the severity of the problem.
      If you can make people see the pain, rage and frustration that comes from disabled and carers, you would make it an entirely different ball game.

      If families, carers and disabled people could upload a short video on to YouTube, if supporters could ensure it went viral… if people could SEE for themselves and sympathise… I think there would be a very different perception.

    • Nell says:

      12:00am | 16/03/11

      I pay tax and my tax pays for early childhood services,  educating Australian children, educating Australian adults, provided family income support, medical services, hospitalisation, in home aged care, centrebased aged care, centrelink payments for the able and the strong, public housing, immigration, refugees, infastructure, transport and then to top it off I get to pay for the care of my daughter so that I can work because there are few services available.

      Tell me, why should I pay for everyone elses needs while my profoundly disabled daughters needs are ignored by government?

      If we can take care of the able and the strong, the wealthy and the poor, why is it a big ask to expect the same for those who need supports to live a reasonable life?

      I don’t think this is a topic that should even need debate. Why do we need debate on this?

      Disability services should be given the same importance as aged care services. It is a matter of social justice and should be front and centre of Australian social policy.

 

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